Winter causing worry? We know costs can often increase in the winter, from higher energy bills to the festive season and even unexpected repairs.
This is why we have pulled together some great money saving tips from some savvy learners! Keep reading to discover new ways you can cut costs without having a miserable holiday season.
1. Use your freezer – Check for discounted food (yellow sticker) that can be prepared and frozen. It will have to be frozen on the day purchased but you can make huge savings.
Some of the savings made by learners – a loaf of bread marked down to 5p, a leg of lamb marked down to £1.50 and a 5kg bag of potatoes marked down to 25p!
2. Share the load – If you have family and friends nearby and want to do a large shop online, do a single shop delivered to one house and collect your shopping from there. This means you share the delivery charge and can also share special offers/multibuys that would usually be out of your price range.
For celebratory meals, ask everyone to bring one dish/course so the host doesn’t have to pay for the whole meal.
3. Don’t forget to budget for January – Christmas period payments might be paid early leaving a longer period until the next payment in January. Make sure you have put money aside to get through these extra days.
4. Get ready for 2025! – Start early next year, make it your New Year’s Resolution.
Start buying supermarket savings stamps in January. If you see something in the January sales (that isn’t perishable) that you know someone would love as a present, buy it and put it away for a birthday or for next Christmas.
These top financial tips came directly from the learners on our Winter Budgeting course. Interested in improving your relationship with money or simply wanting to find new ways to help your budget stretch further? Keep an eye out for more Financial Wellbeing courses coming soon.
